A public adjuster is a licensed professional who represents policyholders in evaluating and negotiating insurance claims. Unlike adjusters working for insurance companies, public adjusters work exclusively for you, the policyholder.
Public adjusters manage all aspects of your claim, including detailed damage assessment, policy interpretation, claim preparation, and negotiation with the insurance company to ensure you receive a fair and just settlement.
Insurance company adjusters work in the best interest of the insurance company. A public adjuster represents your interests, aiming to get you the maximum possible settlement. They bring expertise that can significantly increase your claim’s value.
Most public adjusters work on a contingency fee basis, meaning they receive a percentage of the claim settlement. This aligns our success with yours – we are motivated to secure the best possible outcome for your claim.
Yes, in many cases, a public adjuster can reopen a claim if it’s been underpaid or if additional damages are discovered after settlement. There are time limits for reopening claims, so it’s important to act promptly.